PNB Raises InstaPay Limit to ₱500,000 for Business Clients

Philippine National Bank has rolled out higher InstaPay transaction limits for business clients, becoming the first bank in the country to offer transfers of up to P500,000 per transaction.

PNB is the first bank in the Philippines to offer higher InstaPay limits for businesses. (Photo: PNB - Philippine National Bank Facebook)

“This initiative underscores PNB’s continuing commitment to providing innovative digital solutions for our business clients,” said Roberto Fo. Abastillas, head of the bank’s Institutional Banking Sector.

The enhanced InstaPay service enables businesses to transfer funds in real time to both individual and corporate beneficiaries, making it suitable for payroll, supplier payments, and other high-value transactions.

The feature is available through PNB CashNet Plus, the bank’s corporate cash management platform, which allows clients to manage accounts, liquidity, collections, and disbursements through a secure web-based system.

By introducing higher transaction limits, PNB aims to improve cash flow efficiency and provide businesses with greater flexibility in managing financial operations.